Night Sky Consultants

Level up your business! Our experts guide you to the ZERO INTEREST funding your business needs. We navigate the journey to obtaining and leveraging credit, helping you grow exponentially!

Optimal Credit Profile

Minimum Credit Profile

  • Fico Score 8/9 at least 680 across all 3 bureaus

  • No collections, charge-offs, bankruptcies, negative public records

  • Less than 2 hard inquiries per bureau in last 6 months

  • Utilization below 30%

  • No late payments within the last 24 months

  • No more than 3 personal revolving accounts in last 6 months

  • Minimum credit limit on personal cards 2,500

Ideal Credit Profile

  • Fico Score 8/9 above 720 across all 3 bureaus

  • Credit Profile contains no negative information- completely clean

  • No credit inquiries per bureau in the last 6 months

  • Utilization 1-7%

  • No late payments on credit profile

  • No new personal credit accounts in last 6 months- few as possible

  • Minimum credit limit on personal cards 10,000+

Contact Us

Support@NightSkyConsultants.com

239-719-1535

7901 4th St N Unit 19315 St Petersburg, Fl 33702